2024 Activities A&T Finansal Kiralama A.Ş. Annual Report 2024 30 31 A&T Finansal Kiralama A.Ş. even in turbulent times of national or global market has not confronted any difficulty to find credits from domestic or foreign creditors. The main objective of A&T Finansal Kiralama A.Ş. is while taking into account the dynamics of financial markets, borrowing loans from banks with a reasonable cost and lend them to customers for their long-term investment. In addition, as it is performed in previous years by the method of project financing, it is aimed to perform the self-financing of the project. The funding is provided from group banks and other banks. Credit utilization is based on the needs of the customers and themarket. Customer needs appear in terms of TL, EUR and USD currency. Foreign currency loan demands of exporters and the companies which have a foreign currency income are primarily provided from abroad with the long maturity. Foreign currency loan requests are taken into consideration whether the firms have foreign currency income and the foreign currency value of the financed machines. To work with some bank in theway of L/C financing strengthens the cash flowof the company. Vendor payments initially performed by this way and later by the help of rent collections the loans are to paid at the final maturity with the said banks. Domestic transactions are funded with the credits utilized from domestic banks. The Utilized Amounts and Repayment amounts of Credits of A&T Finansal Kiralama A.Ş. is shown below as of 31.12.2024: TREASURY STRATEGY The main objective of A&T Finansal Kiralama A.Ş. is while taking into account the dynamics of financial markets, borrowing loans from banks with a reasonable cost and lend them to customers for their long-term investment. A&T Finansal Kiralama A.Ş. provides effective service for niche markets. 823 Utilized Credits Paid Credits TL Million TL Million 800 CREDITS EURO USD TL UTILIZED CREDITS 20,112.382 253,000 75,000,000 PAID CREDITS 18,869,433 1,200,000 64,530,146 TL USD EURO CREDITS UTILIZED CREDITS 75,000,000 253,000 20,112,382 PAID CREDITS A medium-term strategic plan was made by the company. The aim of strategic plan is to perform the activities of the company perfect and to make the staff focusing on the same purpose. Moreover, givingdirection to thecompanyaccording tochanges in the volatile environment. Therefore, our strategic plan can be summarized as follows. a) Beingclear aboutwhat thecompany’sgoals, being aware of the company’s resources and enhance the ability to react consciously against adynamic market. b) Todeterminea target byplanning for adetermined future and todetermine thepath to followonhow to achieve these goals. c) In this connection to gather information about customers and the market to combine this informationandmakepredictionsabout the future. Marketing Strategy in the strategic plan focused on three areas. i. Raising thepenetration rate in thepresentmarket ii. Developing new markets iii. To be known and effective in a defined niche market. For this purpose, it is aimed to work with current customers andstarting toworkwithnewcustomers by creating values. The company’s funding needs areprovided fromdomesticand international banks inorder tomeet thedemands of existingcustomers and to enter new markets. i. The funds received from the international banks. ii. The funds received from other banks. It isplanned that the loansobtained fromforeignbanks will be used in financing the imports of machinery equipment subject to financial leasing, and the loans obtained from domestic banks will be used in domestic purchases. Thebelowmethod is tobeconsidered for theCompany tobemore effective andefficient as anorganization in the sector. - The ratio of current market penetration will be increased by developing cooperation with the old and new suppliers. - Market Developmentwill becarriedout by focusing on sectors with export potential. - New niche areas will be explored. 64,530,146 1,200,000 18,869,433
RkJQdWJsaXNoZXIy MzMzNjEw